Money tool

Mortgage Calculator

Estimate principal, interest, taxes, insurance, and monthly housing payment.

Runs in your browser
Mortgage Calculatorupdates live
Result
Loan amount
$360,000.00
Principal + interest
$2,275.44
Tax + insurance + HOA
$650.00
Estimated monthly payment
$2,925.44
Total loan interest
$459,160.16

PMI, closing costs, flood or wind coverage, special assessments, rate changes, and tax changes are not included.

How to use this mortgage calculator

  1. Enter the starting amount, interest rate, term, and any payment or contribution details requested above.
  2. Review the calculated totals, units, and assumptions. Check the inputs and units before relying on the result.
  3. Change one input at a time to compare another case, then copy or save the result you plan to use.

About this mortgage calculator

The Mortgage Calculator lets you estimate principal, interest, taxes, insurance, and monthly housing payment. The controls cover only the inputs needed for the result.

You can also use it to compare results after changing one input.

Example

Enter a $450,000 home price, $90,000 down payment, interest rate, taxes, insurance, and HOA to estimate the full monthly payment.

Common uses

  • estimate principal, interest, taxes, insurance, and monthly housing payment
  • compare results after changing one input
  • save an estimate for planning or comparison